Saturday Night a driver decided to drive carelessly. He decided to speed. I believe he also decided to drink but i cannot verify this. On that same night, i decided to head into my office to work on my accounting for my 2009 taxes. I decided to leave at a certain time and I decided […]
If you are a growing company or an established company, at some point in your business cycle you will likely have to deal with employee relations. As part of your risk management strategy, you should consider including an employee manual outlining responsibilities and duties of the management and of the employee. When managing your employee […]
Here is a fantastic article about health spending accounts from the Canadian Government.
Maintaining a healthy lifestyle not only helps you live better but it also helps you qualify for cheaper insurance rates for life and critical illness. I recieved an email blast with some tips for working out in spite of a busy schedule: Work out at work: Did you know that more than 15 million Canadians […]
As 2009 kicks off, we find ourselves waiting and watching as the face of the bear market begins to show itself. With politician speaking of growing deficit spending, we have to look inwardly to our own cost cutting to be able to weather the storm to come. One of the costs that many businesses incur […]
Our Health Care system in Ontario is a great equalizer of its citizens – whether you are rich or poor, you have to wait your turn (yes this is a generalization and we all know there are some exceptions). The fact is, that if you are diagnosed with a ailment, whether major or minor, you […]
Flow charts are great little tools – they help you visually see processes. If you are like me, you sometimes need a little visual aid to conceptualize the problem (as fun as abstract problems are, nothing beats a good visual once in a while!) When you are determining an insurance policy for yourself, you have […]
While reading through the November/December issue of Contractor’s Magazine, I saw an advertisement for the worker’s safety and insurance board stating that they have caught over 16,000 unregistered business owners since 2005. This is an alarming number from both the employer and employee standpoint. As the responsible employer that you are, you know that it is your […]
While reviewing a group of quotes before presenting them to my client, I ran across a scenario that i wished to discuss. Right off the bat I should say that a defined benefits plan is not a cheap thing to buy but it is a very important purchase for any company from emerging to mature. […]
So you haven’t seen you broker in a while. Tired of speaking to a new person every time you call the office? Has your broker retired and sold his business to some person you don’t know? You are not alone. There is allot of change going on in the insurance industry. Business insurance rates are […]
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