I often get inquiries about professional liability from companies and individuals who find themselves in the situation where they have never had the coverage before and are now required to have it due to contract requirements. They often do not seen the need for the coverage since a claim has never happened to them – […]
Many people I find are always requesting the absolute minimum liability limit for their professional liability, business insurance, commercial auto insurance or personal home insurance and auto insurance policies. I find it a challenge to express to people that they need higher and higher levels of liability. Many businesses will increase their liability limit simply […]
Owning a franchise is the dream on many entrepreneurs – you have access to a brand name that is recognized for quality and service. to quote the Toronto Franchise Show Press Release from Jan 2009 – “In a recent survey, over 1.3 million Canadians hate their jobs”, states Fred Cox, President of National Event Management. […]
As 2009 kicks off, we find ourselves waiting and watching as the face of the bear market begins to show itself. With politician speaking of growing deficit spending, we have to look inwardly to our own cost cutting to be able to weather the storm to come. One of the costs that many businesses incur […]
I have just returned from vacation – it was a great time – and upon my return I heard about a transport truck that collided with the overpass of the 404 while traveling eastbound on highway 401. From experience I know that when you get into a car accident, the city usually requires that you […]
I am working with a company that had a serious concern about their business insurance policy. The owner of this company partnered up with the owner of another company to buy the building that they occupy. While this is a fairly normal and straight-forward practice, their broker just didn’t seem to get it.
Flow charts are great little tools – they help you visually see processes. If you are like me, you sometimes need a little visual aid to conceptualize the problem (as fun as abstract problems are, nothing beats a good visual once in a while!) When you are determining an insurance policy for yourself, you have […]