Use of hand-held devices while driving is illegal in Ontario (in fact it comes with a hefty fine and to add insult to injury, we still even see police officers, driving and talking on their blackberrys and iphone). This includes talking on hand-held cell phones, texting, e-mailing and using hand-held electronic entertainment devices such as iPods […]
I recently attended the Ontario Young Broker’s Conference in Niagara Falls on June 4th to June 6th. It was a great mix of fun and work – we spoke about claims handling, the Ontario automobile insurance crisis, the issues with insuring your home to value (subjects for a future article), and the ongoing saga of […]
It is the most wonderful time of the year – there is snow on the ground, partying to be done, gifts to be exchanged, slush to trudge through, packed parking lots to navigate, hot chocolate to be drunk and a bite in the air – man it’s cold! It is the time of the year […]
I noticed on my site tracking that some people are looking to find out about how many minor tickets it takes to affect your premiums. Well the answer to that one is tricky as there are multiple answers. Technically 1 ticket will affect your premiums, but then again – it may not!
Driving on today’s roads are becoming more and more dangerous. Our lifestyle is so fast and exhausting that we sometimes make errors and end up in a store-front window. With more cars on the road and longer commutes, our days are becoming more tiresome and we tend to lose concentration for a split second, and […]
Auto theft is a violating experience. You lose your mobility and in some instance your livelihood. For some, their vehicles are tools used to get from point “a” to point “b”, for others they are a showpiece of status and virility and for others they are tools that get a job done. Whatever your use […]
“I would get behind the wheel of my car and start the engine – it had been a while – I would sit there and cry inside, helpless to the fact that I couldn’t drive my car.”
It’s funny how advertising works. You can market to a segment of people and target their concerns and then show them how your product solves their concern. One such commercial that I heard on the radio today was an advertisement for an insurance programs designed for drivers over 50 years of age. The advertisement asks […]
So you have your driver’s license but you don’t use your personal vehicle – you drive the company truck. Let’s say you get into an accident where you back into a light pole and completely destroy the alignment of the frame causing the vehicle to be written off. No big deal – the company has […]
Since about 2003, insurance rates have been steadily decreasing as the insurance market entered the “soft” cycle (prices are down and competition is up). While some people’s insurance seems to go up (could be based on driving record), on the whole the trend has been down. You need to know that this is going to […]
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