1-416-862-5605

info@insurancehelp.ca

KnowledgeConfidenceInsurance done right

Knowledge

Our business is Insurance so that yours doesn't have to be. Ask us questions - we are happy to help!

Confidence

Taking the time to explain your insurance so that you know exactly what you are buying

Insurance done right

Our promise is to give honest and effective advice; whether you do business with us or not!

Insurance Help Canada: Together, we will help with your insurance needs: Errors & Omissions, Construction Risks, Business insurance, Manufacturing, Bio-tech, Tattoo, Malpractice, Bonding and more! Need help? Ask!

Contact Us
Insurance Help Canada
Call today within Greater Toronto: (416) 862-5605 Broker: Mitchell Sandham Inc. / Mitchell Sandham Financial Inc. 2016 Top Brokerage in Canada - Insurance business magazine , Career Ambassador - Insurance Institute of Canada 2000- 438 University Ave Toronto, Ontario M5G 2K8 Fax: (416) 862-1360

About Us

Insurance Help Canada is an web log (blog) introduced to serve as an online forum to discuss topics within the insurance industry that are usually sold and never explained. Our goal is to discuss various mainstream topics and how they relate to insurance, and I promise to try and make it more exciting than watching […]

Insurance Products

Business Insurance:   The Basics: Click Here for an article about business insurance basics Property Insurance: as diverse as there are products, property insurance can range from the physical (Building, Equipment, Stock, Displays, Work in Progress, Autos etc.) to  Intellectual property Liability Insurance: Protects you against 3rd party claims including: Bodily injury & Property Damage […]

Insurance Terminology

Here is a partial list of the most common insurance terms relevant to Canadian residents and businesses. Accidental Death Benefit Provides a benefit in the case of accidental death in addition to base amount of coverage. Agent The insurance company (Canada Protection Plan) representative and adviser who sells insurance policies to consumers. Anniversary Year Any […]

Free Quote Request

First Contact Page Your Name(required) Company Phone Number(required) Email(valid email required) Which services are you interested in? (Check all that apply) Business Insurance Life Insurance Home Owner’s Insurance Auto Insurance Property & Liability Group Benefits Professional Liability Financial Planning Contractor’s Insurance Packages Bonds Message I give permission for my information to be used for the […]

Our Blog

28
Oct
Claudio
No Comments

Talking on a cell phone while driving = four times more likely to get into an accident.

Use of hand-held devices while driving is illegal in Ontario (in fact it comes with a hefty fine and to add insult to injury, we still even see police officers, driving and talking on their blackberrys and iphone). This includes talking on hand-held cell phones, texting, e-mailing and using hand-held electronic entertainment devices such as iPods […]

Read More
15
Sep
Claudio
No Comments

Travel Insurance – Did you know?

Travel insurance isn’t all made the same – we often use the services offered cheaply or free, but do we really understand what we are getting and risking?

Read More
21
Jul
Claudio
No Comments

My Accident: The Recovery Continues

it has been a while since I have written a blog posting. I have discovered that life is extremely difficult when recovering from a car accident.  In my last post, i wrote that my jeep was written off. Its July 21 and I am finally replacing it!! It has been a interesting  journey back in […]

Read More
20
Apr
Claudio
No Comments

Accident and Injury: My Experience – The Write-off

I received the call today telling me that the insurer wasn’t going to fix my jeep. I am devastated. I loved my truck.  Now i am being given a dollar value to the vehicle that i have already built so many memories with. Yes I know it is just a truck, but it was my […]

Read More
15
Apr
Claudio
No Comments

Accident and Injury – My Experience

I am shaken up. I am tired. I feel emotionally distant – as if my emotions burned out.  I am in more pain now as my muscles start to stiffen up. I used to work out 4 to 5 days a week, now I have to relax and rest. I led an active lifestyle, now […]

Read More
13
Apr
Claudio
2 Comments

Accident and Injury – my Experience

Saturday Night a driver decided to drive carelessly. He decided to speed. I believe he also decided to drink but i cannot verify this. On that same night, i decided to head into my office to work on my accounting for my 2009 taxes. I decided to leave at a certain time and I decided […]

Read More
26
Mar
Claudio
No Comments

Employees: Your source of revenue and potential claims

If you are a growing company or an established company, at some point in your business cycle you will likely have to deal with employee relations.  As part of your risk management strategy, you should consider including an employee manual outlining responsibilities and duties of the management and of the employee. When managing your employee […]

Read More
17
Feb
Claudio
10 Comments

Health Spending Accounts can help Canadians stretch their health-care dollars

Here is a fantastic article about health spending accounts from the Canadian Associated Press. As part of your risk management portfolio, a health spending account allows for tax savings as well as keeping you and your family healthy!

Read More
25
Jan
Claudio
32 Comments

Professional Liability Insurance a.k.a Errors and Omission Insurance

I often get inquiries about professional liability from companies and individuals who find themselves in the situation where they have never had the coverage before and are now required to have it due to contract requirements. They often do not seen the need for the coverage since a claim has never happened to them – […]

Read More
26
Dec
Claudio
No Comments

Parent’s Waivers – Not the protection you think

How many times to we sign waivers on behalf of our children? Waivers for road trips, waivers to participate in sports, waivers to attend the theatre. In a recent publication from Elliot Special Risk, there was an article and a new precedent that has been established in Canadian courts that will directly affect business owners […]

Read More