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KnowledgeConfidenceInsurance done right

Knowledge

Our business is Insurance so that yours doesn't have to be. Ask us questions - we are happy to help!

Confidence

Taking the time to explain your insurance so that you know exactly what you are buying

Insurance done right

Our promise is to give honest and effective advice; whether you do business with us or not!

Insurance Help Canada: Together, we will help with your insurance needs: Errors & Omissions, Construction Risks, Business insurance, Manufacturing, Bio-tech, Tattoo, Malpractice, Bonding and more! Need help? Ask!

Contact Us
Insurance Help Canada
Call today within Greater Toronto: (416) 862-5605 Broker: Mitchell Sandham Inc. / Mitchell Sandham Financial Inc. 2016 Top Brokerage in Canada - Insurance business magazine , Career Ambassador - Insurance Institute of Canada 2000- 438 University Ave Toronto, Ontario M5G 2K8 Fax: (416) 862-1360

About Us

Insurance Help Canada is an web log (blog) introduced to serve as an online forum to discuss topics within the insurance industry that are usually sold and never explained. Our goal is to discuss various mainstream topics and how they relate to insurance, and I promise to try and make it more exciting than watching […]

Insurance Products

Business Insurance:   The Basics: Click Here for an article about business insurance basics Property Insurance: as diverse as there are products, property insurance can range from the physical (Building, Equipment, Stock, Displays, Work in Progress, Autos etc.) to  Intellectual property Liability Insurance: Protects you against 3rd party claims including: Bodily injury & Property Damage […]

Insurance Terminology

Here is a partial list of the most common insurance terms relevant to Canadian residents and businesses. Accidental Death Benefit Provides a benefit in the case of accidental death in addition to base amount of coverage. Agent The insurance company (Canada Protection Plan) representative and adviser who sells insurance policies to consumers. Anniversary Year Any […]

Free Quote Request

First Contact Page Your Name(required) Company Phone Number(required) Email(valid email required) Which services are you interested in? (Check all that apply) Business Insurance Life Insurance Home Owner’s Insurance Auto Insurance Property & Liability Group Benefits Professional Liability Financial Planning Contractor’s Insurance Packages Bonds Message I give permission for my information to be used for the […]

Our Blog

3
Nov
Claudio
No Comments

Critical illness on the rise yet most Canadian parents not adequately insured

if you think you have agents and sales people knocking on your door, you have to see what we get. One thing that i have learned about life in sales is that people genuinely are passionate about their product. That is a very good thing. You may not want their product or even feel that […]

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22
Apr
Claudio
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Whole Life vs Term – Why choose when you can use both?

in life, we are bombarded by advertisements and requests to insure this and that. one of the most advertised products is life insurance. Whether it appears as accidental death coverage, credit protection coverage or even mortgage insurance – the one product remains: it is coverage that pays someone something when you die.

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28
Feb
Claudio
1 Comment

Business Interruption Insurance – A quick guide to Coverage

Many business owners large and small are advised at some point to purchase a form of business interruption insurance and while mostly a good idea, it is important to realize what the different forms are covering your business for and to ensure that you are paying for the proper coverage suited to your business.

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24
Jan
Claudio
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2011 – New decade, New Year – Same old routine?

I am just reading an article in a broker’s magazine by a good guy named John K. (privacy reasons), he may be no Dougie Gilmour, but  he is a good guy nonetheless! (i love Grapes!)  The article talks to brokerage owners about business continuity planning after reflecting on the earthquake that hit Central and Eastern Ontario last […]

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29
Dec
Claudio
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Happy Holidays and Happy New Year!

In the spirit of the holiday season and looking forward to a new year (because I really need to look up right now in lieu of down), I thought it would be great to focus an article on something new … New Drivers! I remember “back in the day”  when I obtained my learner’s permit […]

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29
Nov
Claudio
2 Comments

Accident and Recovery … Depression takes over

So my recovery from the car accident on April 11,2010 continues and as I follow the instructions of all the professionals around me, i find myself struggling to keep up with even the most menial tasks… what is wrong with me… why do I feel as if there is a fog over my head that […]

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28
Oct
Claudio
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Talking on a cell phone while driving = four times more likely to get into an accident.

Use of hand-held devices while driving is illegal in Ontario (in fact it comes with a hefty fine and to add insult to injury, we still even see police officers, driving and talking on their blackberrys and iphone). This includes talking on hand-held cell phones, texting, e-mailing and using hand-held electronic entertainment devices such as iPods […]

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15
Sep
Claudio
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Travel Insurance – Did you know?

Travel insurance isn’t all made the same – we often use the services offered cheaply or free, but do we really understand what we are getting and risking?

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21
Jul
Claudio
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My Accident: The Recovery Continues

it has been a while since I have written a blog posting. I have discovered that life is extremely difficult when recovering from a car accident.  In my last post, i wrote that my jeep was written off. Its July 21 and I am finally replacing it!! It has been a interesting  journey back in […]

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20
Apr
Claudio
No Comments

Accident and Injury: My Experience – The Write-off

I received the call today telling me that the insurer wasn’t going to fix my jeep. I am devastated. I loved my truck.  Now i am being given a dollar value to the vehicle that i have already built so many memories with. Yes I know it is just a truck, but it was my […]

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