KnowledgeConfidenceInsurance done right

Knowledge

Our business is Insurance so that yours doesn't have to be. Ask us questions - we are happy to help!

Confidence

Taking the time to explain your insurance so that you know exactly what you are buying

Insurance done right

Our promise is to give honest and effective advice; whether you do business with us or not!

Insurance Help Canada: Insurance Consulting Services with over 15 years of Corporate and Personal Risk Management Experience. Now Offering Court Expert Consulting

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Insurance Help Canada

About Us

Insurance Help Canada is an web log (blog) introduced to serve as an online forum to discuss topics within the insurance industry that are usually sold and never explained. Our goal is to discuss various mainstream topics and how they relate to insurance, and I promise to try and make it more exciting than watching […]

Insurance Terminology

Here is a partial list of the most common insurance terms relevant to Canadian residents and businesses. Accidental Death Benefit Provides a benefit in the case of accidental death in addition to base amount of coverage. Agent The insurance company (Canada Protection Plan) representative and adviser who sells insurance policies to consumers. Anniversary Year Any […]

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Our Blog

5
Nov
Claudio
No Comments

Business Owners – Protect your biggest asset: YOU!

Hey business owners, guess what – You are an important person – be proud…that president title is great! You are a key person in your business – without you the business wouldn’t exist. If you are just starting up, you can also refer to my article on October 3, 2007 that deals with information that […]

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1
Nov
Claudio
1 Comment

The Penny – Useless Coin or Financial Opportunity?

Loose change – I hate it!  It rattles around in your pocket, jiggling with your keys, falling out when you pull out cards and cash – it is intolerable!  Like many other Canadians, I detest spare change.  In fact, when I break a bill, I usually drop it into my change bin at home or […]

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31
Oct
Claudio
2 Comments

Stop yelling at the CSR you jerk!

I wanted to break away from an informative post to focus on the back-bone of insurance brokerage: The customer service representatives a.k.a CSR’s can be a very good friend to have in a brokerage. Here is how it breaks down: usually you will have a producer who is the sales rep (sorry guys and gals […]

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30
Oct
Claudio
526 Comments

How to Cancel an Insurance Policy – the Do’s and Don’ts

I want out! It has come time to cancel your insurance policy – how exactly is it done?  Is it as complicated as the policy wordings?  Well – No!  It is actually pretty easy!  Of course, it’s a simple conversation if you have an easy-going insurance broker, otherwise it might come with a bit of […]

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25
Oct
Claudio
2 Comments

Life Insurance – Money to help your family deal with your death

Earlier this week (Oct 22/2007) , I discussed the importance of making a will and how a life insurance broker can help you to figure out your estate and discuss the various ways of funding it. I mentioned that a life insurance representative could explain to you the role of the executor and since I […]

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22
Oct
Claudio
No Comments

Make a will now because you can’t make it when you’re dead…

Making a will is a very difficult thing to do because you have to pick apart your estate, come to grips with your mortality and face the fact that you aren’t going to live forever. I had a hard time with it because I had to figure out who was going to raise my son […]

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19
Oct
Claudio
1 Comment

Critical Illness Insurance – If not for you, get it for your child

WARNING: This article will discuss a subject that you may not feel comfortable reading. As a parent myself, it is very difficult to write. Reader Discretion is advised.

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17
Oct
Claudio
1 Comment

Reclaim 4 years of tax charged on your ATV Insurance

After reading the most recent Registered Insurance Brokers of Ontario (RIBO) Bulletin, it was obvious that some ATV enthusiasts may be very pleased. My duty as a Blogging Insurance Broker is to inform and educate, so let me tell you about a little tidbit regarding ATV Insurance Premiums. Believe it or not, but the insurance […]

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16
Oct
Claudio
2 Comments

Car Colour vs. Insurance Rates, Does it matter?

I was reading an article in the Toronto Star Oct 15th regarding car colours. Apparently, Silver is still the number one colour for vehicles. The article cites various reasons people prefer Silver cars including how some equate silver to money, or how silver is a colour that doesn’t get as dirty. What does the colour […]

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11
Oct
Claudio
No Comments

Do-it-yourselfers take note, your home shop is hazardous

Being an aspiring Do-it yourselfer, I have started accumulating many tools – from a table saw to compound miter saw to multiple drills and router bits.  There is something uniquely Canadian about visiting Home Depot or Canadian Tire on the weekend and ogling that new Dremel or Powerwasher.  If you’re not careful, you could end […]

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