1-416-862-5605

info@insurancehelp.ca

KnowledgeConfidenceInsurance done right

Knowledge

Our business is Insurance so that yours doesn't have to be. Ask us questions - we are happy to help!

Confidence

Taking the time to explain your insurance so that you know exactly what you are buying

Insurance done right

Our promise is to give honest and effective advice; whether you do business with us or not!

Insurance Help Canada: Together, we will help with your insurance needs: Errors & Omissions, Construction Risks, Business insurance, Manufacturing, Bio-tech, Tattoo, Malpractice, Bonding and more! Need help? Ask!

Contact Us
Insurance Help Canada
Call today within Greater Toronto: (416) 862-5605 Broker: Mitchell Sandham Inc. / Mitchell Sandham Financial Inc. 2016 Top Brokerage in Canada - Insurance business magazine , Career Ambassador - Insurance Institute of Canada 2000- 438 University Ave Toronto, Ontario M5G 2K8 Fax: (416) 862-1360

About Us

Insurance Help Canada is an web log (blog) introduced to serve as an online forum to discuss topics within the insurance industry that are usually sold and never explained. Our goal is to discuss various mainstream topics and how they relate to insurance, and I promise to try and make it more exciting than watching […]

Insurance Products

Business Insurance:   The Basics: Click Here for an article about business insurance basics Property Insurance: as diverse as there are products, property insurance can range from the physical (Building, Equipment, Stock, Displays, Work in Progress, Autos etc.) to  Intellectual property Liability Insurance: Protects you against 3rd party claims including: Bodily injury & Property Damage […]

Insurance Terminology

Here is a partial list of the most common insurance terms relevant to Canadian residents and businesses. Accidental Death Benefit Provides a benefit in the case of accidental death in addition to base amount of coverage. Agent The insurance company (Canada Protection Plan) representative and adviser who sells insurance policies to consumers. Anniversary Year Any […]

Free Quote Request

First Contact Page Your Name(required) Company Phone Number(required) Email(valid email required) Which services are you interested in? (Check all that apply) Business Insurance Life Insurance Home Owner’s Insurance Auto Insurance Property & Liability Group Benefits Professional Liability Financial Planning Contractor’s Insurance Packages Bonds Message I give permission for my information to be used for the […]

Our Blog

22
Oct
Claudio
No Comments

Make a will now because you can’t make it when you’re dead…

Making a will is a very difficult thing to do because you have to pick apart your estate, come to grips with your mortality and face the fact that you aren’t going to live forever. I had a hard time with it because I had to figure out who was going to raise my son […]

Read More
19
Oct
Claudio
1 Comment

Critical Illness Insurance – If not for you, get it for your child

WARNING: This article will discuss a subject that you may not feel comfortable reading. As a parent myself, it is very difficult to write. Reader Discretion is advised.

Read More
17
Oct
Claudio
1 Comment

Reclaim 4 years of tax charged on your ATV Insurance

After reading the most recent Registered Insurance Brokers of Ontario (RIBO) Bulletin, it was obvious that some ATV enthusiasts may be very pleased. My duty as a Blogging Insurance Broker is to inform and educate, so let me tell you about a little tidbit regarding ATV Insurance Premiums. Believe it or not, but the insurance […]

Read More
16
Oct
Claudio
2 Comments

Car Colour vs. Insurance Rates, Does it matter?

I was reading an article in the Toronto Star Oct 15th regarding car colours. Apparently, Silver is still the number one colour for vehicles. The article cites various reasons people prefer Silver cars including how some equate silver to money, or how silver is a colour that doesn’t get as dirty. What does the colour […]

Read More
11
Oct
Claudio
No Comments

Do-it-yourselfers take note, your home shop is hazardous

Being an aspiring Do-it yourselfer, I have started accumulating many tools – from a table saw to compound miter saw to multiple drills and router bits.  There is something uniquely Canadian about visiting Home Depot or Canadian Tire on the weekend and ogling that new Dremel or Powerwasher.  If you’re not careful, you could end […]

Read More
9
Oct
Claudio
No Comments

CRASH! What do I do at the scene?

Oh no – you got into a car accident – what do you do? If you were me at 18, you would step out of the car really shaken up and then sink on your knees on the grass and yell hysterically, “I actually wrecked the car! My dad is going to kill me!!!” Well, […]

Read More
5
Oct
Claudio
No Comments

Yes, securing your home can discount your Premiums!

Home alarm systems have come a long way over the years.  Insurance premium discounts aside, security systems provide a lot of peace of mind, with the ability to monitor a host of sophisticated conditions including intrusion, fire, gas leaks, carbon monoxide, flooding, and electrical irregularities.  It’s hard for me to tell you the value of […]

Read More
3
Oct
Claudio
No Comments

Business Insurance – What do you need to get a quote?

Starting a business can be a rewarding experience, but it does come at a cost of a few grey hairs. Insurance is one of those aspects that people leave to the last minute and come to realize that there is more to it than meets the eye. Here are 10 things that you need to […]

Read More
2
Oct
Claudio
No Comments

Baby Boomers – Independent and Strong, but not so young anymore

As the population ages, we keep hearing discussions about the effects of mass retirement expected within the next 10 to 15 years.  Succession planning is a vital tool that baby boomers must learn about and consider in order to allow for a smooth transition between the generations (be it from you to a family member […]

Read More