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KnowledgeConfidenceInsurance done right

Knowledge

Our business is Insurance so that yours doesn't have to be. Ask us questions - we are happy to help!

Confidence

Taking the time to explain your insurance so that you know exactly what you are buying

Insurance done right

Our promise is to give honest and effective advice; whether you do business with us or not!

Insurance Help Canada: Together, we will help with your insurance needs: Errors & Omissions, Construction Risks, Business insurance, Manufacturing, Bio-tech, Tattoo, Malpractice, Bonding and more! Need help? Ask!

Contact Us
Insurance Help Canada
Call today within Greater Toronto: (416) 862-5605 Broker: Mitchell Sandham Inc. / Mitchell Sandham Financial Inc. 2016 Top Brokerage in Canada - Insurance business magazine , Career Ambassador - Insurance Institute of Canada 2000- 438 University Ave Toronto, Ontario M5G 2K8 Fax: (416) 862-1360

About Us

Insurance Help Canada is an web log (blog) introduced to serve as an online forum to discuss topics within the insurance industry that are usually sold and never explained. Our goal is to discuss various mainstream topics and how they relate to insurance, and I promise to try and make it more exciting than watching […]

Insurance Products

Business Insurance:   The Basics: Click Here for an article about business insurance basics Property Insurance: as diverse as there are products, property insurance can range from the physical (Building, Equipment, Stock, Displays, Work in Progress, Autos etc.) to  Intellectual property Liability Insurance: Protects you against 3rd party claims including: Bodily injury & Property Damage […]

Insurance Terminology

Here is a partial list of the most common insurance terms relevant to Canadian residents and businesses. Accidental Death Benefit Provides a benefit in the case of accidental death in addition to base amount of coverage. Agent The insurance company (Canada Protection Plan) representative and adviser who sells insurance policies to consumers. Anniversary Year Any […]

Free Quote Request

First Contact Page Your Name(required) Company Phone Number(required) Email(valid email required) Which services are you interested in? (Check all that apply) Business Insurance Life Insurance Home Owner’s Insurance Auto Insurance Property & Liability Group Benefits Professional Liability Financial Planning Contractor’s Insurance Packages Bonds Message I give permission for my information to be used for the […]

Our Blog

3
Dec
Claudio
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Make sure your holidays are happy and claims free!

The holiday season is fast approaching and with it comes bad weather, higher traffic volumes, packed shopping malls and moments of lapsing of concentration. When times get busy, it is easy to forget things, but with a little care and preventative actions, you can enjoy the holiday season with all its joys and headaches!

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30
Nov
Claudio
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Moving Day!

They say that moving to a new home is an extremely stressful experience, and I must agree. We moved to a new home mid-November and it was chaos but it also gave us a chance to purge through our belongings and to re-assess our home insurance.

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28
Nov
Claudio
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Contractor’s Insurance – Renting Equipment

A contractor client of mine approached me recently to let me know that he is renting heavy equipment and that the rental company requires proof of insurance. A certificate of insurance was pretty simple to put together for him, but I wanted to dig deeper. I asked for a copy of the rental agreement because […]

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22
Nov
Claudio
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Shipping products – Where to get insurance – A questions from a visitor

A recent visitor to the site asked me about shipping a fragile product from Canada to the United States. The person’s question (my client’s & visitor’s names are always kept private) was, “which company or carrier carries…insurance for the shipping of crystal from Canada to the U.S.”

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21
Nov
Claudio
2 Comments

Professional Liability – Pharmacists you need it too!

Pharmacists should rejoice at the The Ontario College of Pharmacists’ new rule requires individual pharmacists to carry professional liability insurance effective January 1, 2008. So what does this mean for you? This is a unique opportunity to add extra protection to your practice with a price – more paper work!

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20
Nov
Claudio
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Business Insurance – Benefits Plans: A perk that benefits you and your employees

As a successful business owner, you have to be applauded for your tenacity and drive to build and maintain your business. As you have grown, you have found and/or developed a pool of employees that compliment your style and have become integral components to running your business. Everything moves along smoothly until – someone leaves. […]

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16
Nov
Claudio
6 Comments

Mortgage Insurance: Bank vs Life Insurance Company – Why they are different

Having just recently moved into a new home, I remember signing the mortgage documents and was amazed how the bank tied the mortgage insurance questionnaire into the contract. I had to take a second look to make sure that I had read the document properly. I forgot about how easy it is to get mortgage […]

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8
Nov
Claudio
2 Comments

Your Licence vs Your Insurance – A commentary

While browsing online, I read an article on a website called: www.ottx.ca – a company that helps you fight traffic tickets, detailing how your driving record affects your insurance rates. The site was pretty harsh on insurance companies, stressing how easily the insurance companies put people into a high risk category and the consequences of […]

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6
Nov
Claudio
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The Ontario Human Rights Rules are changing – Will your business be able to handle it?

Canadian Insurance magazine’s August 2007 issue has an article concerning new challenges facing businesses from the Human Rights reforms coming in Ontario – Actually they come into play February or March of 2008. So how will this affect you as a business owner – Simple: Employees will now be able to take legal action against […]

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5
Nov
Claudio
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Business Owners – Protect your biggest asset: YOU!

Hey business owners, guess what – You are an important person – be proud…that president title is great! You are a key person in your business – without you the business wouldn’t exist. If you are just starting up, you can also refer to my article on October 3, 2007 that deals with information that […]

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