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	<title>Insurance Help Canada</title>
	<link>http://www.insurancehelp.ca</link>
	<description>Because trust is where it all begins</description>
	<lastBuildDate>Wed, 21 Jul 2010 18:28:34 +0000</lastBuildDate>
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	<item>
		<title>My Accident: The Recovery Continues</title>
		<description><![CDATA[it has been a while since I have written a blog posting. I have discovered that life is extremely difficult when recovering from a car accident.  In my last post, i wrote that my jeep was written off. Its July 21 and I am finally replacing it!! It has been a interesting  journey back in [...]]]></description>
		<link>http://www.insurancehelp.ca/2010/07/21/my-accident-the-recovery-continues/</link>
			</item>
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		<title>Accident and Injury: My Experience &#8211; The Write-off</title>
		<description><![CDATA[I received the call today telling me that the insurer wasn&#8217;t going to fix my jeep. I am devastated. I loved my truck.  Now i am being given a dollar value to the vehicle that i have already built so many memories with. Yes I know it is just a truck, but it was my [...]]]></description>
		<link>http://www.insurancehelp.ca/2010/04/20/accident-and-injury-my-experience-the-write-off/</link>
			</item>
	<item>
		<title>Accident and Injury &#8211; My Experience</title>
		<description><![CDATA[I am shaken up. I am tired. I feel emotionally distant &#8211; as if my emotions burned out.  I am in more pain now as my muscles start to stiffen up. I used to work out 4 to 5 days a week, now I have to relax and rest. I led an active lifestyle, now [...]]]></description>
		<link>http://www.insurancehelp.ca/2010/04/15/accident-and-injury-my-experience-2/</link>
			</item>
	<item>
		<title>Accident and Injury &#8211; my Experience</title>
		<description><![CDATA[Saturday Night a driver decided to drive carelessly. He decided to speed. I believe he also decided to drink but i cannot verify this. On that same night, i decided to head into my office to work on my accounting for my 2009 taxes. I decided to leave at a certain time and I decided [...]]]></description>
		<link>http://www.insurancehelp.ca/2010/04/13/accident-and-injury-my-experience/</link>
			</item>
	<item>
		<title>Employees: Your source of revenue and potential claims</title>
		<description><![CDATA[If you are a growing company or an established company, at some point in your business cycle you will likely have to deal with employee relations.  As part of your risk management strategy, you should consider including an employee manual outlining responsibilities and duties of the management and of the employee. When managing your employee [...]]]></description>
		<link>http://www.insurancehelp.ca/2010/03/26/employees-your-source-of-revenue-and-potential-claims/</link>
			</item>
	<item>
		<title>Health Spending Accounts can help Canadians stretch their health-care dollars</title>
		<description><![CDATA[Here is a fantastic article about health spending accounts from the Canadian Associated Press. As part of your risk management portfolio, a health spending account allows for tax savings as well as keeping you and your family healthy!

Thu Feb 4, 3:08 PM
Malcolm Morrison, The Canadian Press
TORONTO &#8211; The health spending account may be one of [...]]]></description>
		<link>http://www.insurancehelp.ca/2010/02/17/health-spending-accounts-can-help-canadians-stretch-their-health-care-dollars/</link>
			</item>
	<item>
		<title>Professional Liability Insurance a.k.a Errors and Omission Insurance</title>
		<description><![CDATA[I often get inquiries about professional liability from companies and individuals who find themselves in the situation where they have never had the coverage before and are now required to have it due to contract requirements. They often do not seen the need for the coverage since a claim has never happened to them &#8211; [...]]]></description>
		<link>http://www.insurancehelp.ca/2010/01/25/professional-liability-insurance-aka-errors-and-omission-insurance/</link>
			</item>
	<item>
		<title>Parent&#8217;s Waivers &#8211; Not the protection you think</title>
		<description><![CDATA[How many times to we sign waivers on behalf of our children? Waivers for road trips, waivers to participate in sports, waivers to attend the theatre. In a recent publication from Elliot Special Risk, there was an article and a new precedent that has been established in Canadian courts that will directly affect business owners [...]]]></description>
		<link>http://www.insurancehelp.ca/2009/12/26/parents-waivers-not-the-protection-you-think/</link>
			</item>
	<item>
		<title>Liability Limits &#8211; More examples why yours should be higher!</title>
		<description><![CDATA[Many people I find are always requesting the absolute minimum liability limit for their professional liability, business insurance, commercial auto insurance or personal home insurance and auto insurance policies.  I find it a challenge to express to people that they need higher and higher levels of liability. Many businesses will increase their liability limit simply [...]]]></description>
		<link>http://www.insurancehelp.ca/2009/11/19/liability-limits-more-examples-why-yours-should-be-higher/</link>
			</item>
	<item>
		<title>Working out and insuring yourself &#8211; hand in hand protection</title>
		<description><![CDATA[Maintaining a healthy lifestyle not only helps you live better but it also helps you qualify for cheaper insurance rates for life and critical illness. I recieved an email blast with some tips for working out in spite of a busy schedule:
Work out at work:
Did you know that more than 15 million Canadians spend half [...]]]></description>
		<link>http://www.insurancehelp.ca/2009/10/05/working-out-and-insuring-yourself-hand-in-hand-protection/</link>
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