Thanks to a great newsletter from our colleagues at ExamOne for this: Do’s and Don’ts
Here is a fantastic article about health spending accounts from the Canadian Associated Press. As part of your risk management portfolio, a health spending account allows for tax savings as well as keeping you and your family healthy!
I often get inquiries about professional liability from companies and individuals who find themselves in the situation where they have never had the coverage before and are now required to have it due to contract requirements. They often do not seen the need for the coverage since a claim has never happened to them – […]
Now doctors say a bystander can recognize a stroke by asking three simple questions: S * Ask the individual to SMILE. T * Ask the person to TALK and SPEAK A SIMPLE SENTENCE (Coherently) (i.e. It is sunny out today) R * Ask him or her to RAISE BOTH ARMS. If he or she has […]
I want share a story that has affected me recently. When recommending coverage to people, the most common response I get is – i don’t need that. I am guilty of that as well. I just recently submitted my application for disability insurance – being self-employed, i am in serious trouble if I get hurt. […]
I was just visiting one of the offices from which I am associated and I notices a funny photocopy posted on a cabinet door with the above title written in bold. The list is an exaggerated one with the intent of demonstrating to Canadians that Critical Illness coverage is needed for living, not for dying. I […]
Owning a franchise is the dream on many entrepreneurs – you have access to a brand name that is recognized for quality and service. to quote the Toronto Franchise Show Press Release from Jan 2009 – “In a recent survey, over 1.3 million Canadians hate their jobs”, states Fred Cox, President of National Event Management. […]
Our Health Care system in Ontario is a great equalizer of its citizens – whether you are rich or poor, you have to wait your turn (yes this is a generalization and we all know there are some exceptions). The fact is, that if you are diagnosed with a ailment, whether major or minor, you […]
While reading through the November/December issue of Contractor’s Magazine, I saw an advertisement for the worker’s safety and insurance board stating that they have caught over 16,000 unregistered business owners since 2005. This is an alarming number from both the employer and employee standpoint. As the responsible employer that you are, you know that it is your […]
In my Case study series, I will offer you a look at highlights of an insurance package for fictional companies in various industries. So let’s pretend that I am a contractor C’s Renovations Inc.