No company, big or small, is immune to a data breach. Many small employers falsely believe they can elude the attention of a hacker, yet studies have shown the opposite is true. According to the Symantec SMB Threat Awareness Poll Global Results, 40 per cent of the data breaches in 2011 were at small to mid-sized companies.
Professional Liability. Errors and Omissions, Malpractice – All common names for a very specific type of coverage: These are policies that people with specialized knowledge have to and should obtain when interacting with the general public because they are being sought out for that knowledge. Whilst putting together some information for a client of mine, […]
I encounter many people who run their business year in and year out without insurance and only approach the subject when it becomes a contractual obligation. While they may not be required or regulated to carry the insurance, doesn’t mean the risk isn’t present for them to be pulled into a suit for misrepresentation etc. Even BS suits (pardon […]
In the spirit of the holiday season and looking forward to a new year (because I really need to look up right now in lieu of down), I thought it would be great to focus an article on something new … New Drivers! I remember “back in the day” when I obtained my learner’s permit […]
Here is a fantastic article about health spending accounts from the Canadian Associated Press. As part of your risk management portfolio, a health spending account allows for tax savings as well as keeping you and your family healthy!
if you haven’t heard of the turmoil occuring in the financial sector, well – i wouldn’t look at the news today! Banks around the world are filing for bankrupcy protection after years of service (some surviving the great depression)! Adding to the market instability we have falling house prices, manufacturing companies downgrading their staff and […]
There is an article in the paper today about the increasing skin cancer rates in Canada – in fact, it is the Number 1 according to Heather Chappell, senior manager of Cancer Control Policy for the Canadian Cancer society. Apparently youth today are not protecting themselves as much as they should – personally I am […]
“I would get behind the wheel of my car and start the engine – it had been a while – I would sit there and cry inside, helpless to the fact that I couldn’t drive my car.”
“The insurance company doesn’t need that info – why the hell should I give it to them?”. A similar (hopefully less colourful) line was said to a client of mine when she asked for a copy of a work order required by the insurer for some critical work that has to be done to her […]
I just received a fantastic link to a Met Life advertisement regarding insurance and how insurance works. While it is styled in a cornier 70’s musical theme, it really drives home what insurance is all about: MetLife Jingle You see, the idea of insurance is a very old one and it makes allot of sense […]