Location location location – a truism with any real estate consideration – It doesn’t matter whether you are buying a new home or leasing a commercial space, location is very important for future financial gain. In the insurance world, there is something else that you should take into account when searching for your next space: […]
It is said that a picture speaks volumes. I have spoken about critical illness insurance for adults and children and no matter how many stories I tell or what words I use, I think that one of the companies that I represent, Desjardins Financial, has stated it best in a flier in 2007: “I want […]
A fire is a beautiful thing, it brings warmth, comfort, relaxation and can be used to provide nourishment when properly controlled. When a fire gets out of control it can become damaging and can result is millions of dollars in damage and even death. Today, a block on Queen Street West went up in flames […]
Most young people don’t have a life insurance policy. Those that do, get some cheap term insurance for some high value and let it ride until they are older and at the urging of a spouse or loved one, they revamp it and change the policy around. If they were properly counseled, they would invest […]
While reviewing a group of quotes before presenting them to my client, I ran across a scenario that i wished to discuss. Right off the bat I should say that a defined benefits plan is not a cheap thing to buy but it is a very important purchase for any company from emerging to mature. […]
The Ontario Assistive Devices Program is a program that you should know about. This program can provide up to 75% of the cost of an assistive device needed for long term disabilities. In order to be eligible, you have to have a valid Ontario Health Benefits card (in your name) and have been disabled for […]
Business insurance policies can vary from the simple to the complex but they all follow a certain format and pattern progressively become more complex as the risk increases. One clause that is present in all business insurance policies and rarely explained properly is the Co-Insurance Clause.