I am just reading an article in a broker’s magazine by a good guy named John K. (privacy reasons), he may be no Dougie Gilmour, but he is a good guy nonetheless! (i love Grapes!) The article talks to brokerage owners about business continuity planning after reflecting on the earthquake that hit Central and Eastern Ontario last […]
Here is a fantastic article about health spending accounts from the Canadian Associated Press. As part of your risk management portfolio, a health spending account allows for tax savings as well as keeping you and your family healthy!
Many people I find are always requesting the absolute minimum liability limit for their professional liability, business insurance, commercial auto insurance or personal home insurance and auto insurance policies. I find it a challenge to express to people that they need higher and higher levels of liability. Many businesses will increase their liability limit simply […]
There are a number of dangerous professions out there in the world that can inflict serious injuries to those who are employed in them. These professions can do more than lay a person up for a few months. They can inflict permanent disabilities that can restrict a person for the rest of his or her […]
I was just visiting one of the offices from which I am associated and I notices a funny photocopy posted on a cabinet door with the above title written in bold. The list is an exaggerated one with the intent of demonstrating to Canadians that Critical Illness coverage is needed for living, not for dying. I […]
We all know the people who work really hard without ever asking for more money. They pile the work on, they work late hours and they aren’t bothered by the little things that happen at the office. They work hard because they care about a job well done. This is a quality that should be […]
Our Health Care system in Ontario is a great equalizer of its citizens – whether you are rich or poor, you have to wait your turn (yes this is a generalization and we all know there are some exceptions). The fact is, that if you are diagnosed with a ailment, whether major or minor, you […]
I heard a funny story this weekend and I had to answer an insurance questions related to it. The story is centered on a friend of mine, who was out salting his property. While pouring salt, he slipped and fell giving his backside a good smack. He thinks he is going to be out of […]