I was recently forwarded an article that spoke about a study regarding women diagnosed with breast cancer. In the study the researchers focused on the financial loss that breast cancer patients suffer during their treatment process. The article discusses the issues many self employed, stay at home and part-time women can financially face when diagnosed [...]

E&O Insurance, more commonly known as Errors and Omissions insurance helps to protect you from financial loss due to lawsuits brought against you for alleged mistakes as a professional. The public is much more aware of its legal and contractual rights and whether right or wrong, many people think that legal action is the way [...]

So you have your driver’s license but you don’t use your personal vehicle – you drive the company truck. Let’s say you get into an accident where you back into a light pole and completely destroy the alignment of the frame causing the vehicle to be written off. No big deal – the company has [...]

A fire is a beautiful thing, it brings warmth, comfort, relaxation and can be used to provide nourishment when properly controlled. When a fire gets out of control it can become damaging and can result is millions of dollars in damage and even death. Today, a block on Queen Street West went up in flames [...]

It is the time of year for sweetheart, for cuddly kisses, for heart shaped chocolate and for overpriced floral arrangements. Love is in the air and I was just reading the history of Valentine’s Day and was inspired by the unwavering devotion to his faith and the love for others that St. Valentine had. It [...]

I heard a funny story this weekend and I had to answer an insurance questions related to it. The story is centered on a friend of mine, who was out salting his property. While pouring salt, he slipped and fell giving his backside a good smack. He thinks he is going to be out of [...]

I just watched marketplace episode on mortgage insurance and it was a very dramatic presentation. It profiled 2 families who thought they were getting a deal with the bank’s mortgage insurance policies and were subsequently denied the pay out at claim time. These policies are underwritten at claim time and are very dangerous things [...]

This week on the CBC they will be airing a show about Mortgage insurance – Wednesday February 6, 2008 at 7:30 (http://www.cbc.ca/marketplace/). I am told that the focus is on Bank Mortgage Insurance Application forms and how many have been poorly completed and claims have been denied. I will state for the record that [...]

Flow charts are great little tools – they help you visually see processes. If you are like me, you sometimes need a little visual aid to conceptualize the problem (as fun as abstract problems are, nothing beats a good visual once in a while!) When you are determining an insurance policy for yourself, you [...]