They say that moving to a new home is an extremely stressful experience, and I must agree. We moved to a new home mid-November and it was chaos but it also gave us a chance to purge through our belongings and to re-assess our home insurance.

A contractor client of mine approached me recently to let me know that he is renting heavy equipment and that the rental company requires proof of insurance. A certificate of insurance was pretty simple to put together for him, but I wanted to dig deeper. I asked for a copy of the rental agreement because [...]

A recent visitor to the site asked me about shipping a fragile product from Canada to the United States. The person’s question (my client’s & visitor’s names are always kept private) was, “which company or carrier carries…insurance for the shipping of crystal from Canada to the U.S.”

Pharmacists should rejoice at the The Ontario College of Pharmacists’ new rule requires individual pharmacists to carry professional liability insurance effective January 1, 2008. So what does this mean for you? This is a unique opportunity to add extra protection to your practice with a price – more paper work!

As a successful business owner, you have to be applauded for your tenacity and drive to build and maintain your business. As you have grown, you have found and/or developed a pool of employees that compliment your style and have become integral components to running your business. Everything moves along smoothly until – someone leaves. [...]

Having just recently moved into a new home, I remember signing the mortgage documents and was amazed how the bank tied the mortgage insurance questionnaire into the contract. I had to take a second look to make sure that I had read the document properly. I forgot about how easy it is to get mortgage [...]

While browsing online, I read an article on a website called: www.ottx.ca – a company that helps you fight traffic tickets, detailing how your driving record affects your insurance rates. The site was pretty harsh on insurance companies, stressing how easily the insurance companies put people into a high risk category and the consequences [...]

Canadian Insurance magazine’s August 2007 issue has an article concerning new challenges facing businesses from the Human Rights reforms coming in Ontario – Actually they come into play February or March of 2008. So how will this affect you as a business owner – Simple: Employees will now be able to take legal action against [...]

Hey business owners, guess what – You are an important person – be proud…that president title is great! You are a key person in your business – without you the business wouldn’t exist. If you are just starting up, you can also refer to my article on [...]

Loose change – I hate it!  It rattles around in your pocket, jiggling with your keys, falling out when you pull out cards and cash – it is intolerable!  Like many other Canadians, I detest spare change.  In fact, when I break a bill, I usually drop it into my change bin at home or [...]