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Archive for October, 2007

Stop yelling at the CSR you jerk!

Wednesday, October 31st, 2007

I wanted to break away from an informative post to focus on the back-bone of insurance brokerage: The customer service representatives a.k.a CSR’s can be a very good friend to have in a brokerage. Here is how it breaks down: usually you will have a producer who is the sales rep (sorry guys and gals [...]

How to Cancel an Insurance Policy – the Do’s and Don’ts

Tuesday, October 30th, 2007

I want out! It has come time to cancel your insurance policy – how exactly is it done?  Is it as complicated as the policy wordings?  Well – No!  It is actually pretty easy!  Of course, it’s a simple conversation if you have an easy-going insurance broker, otherwise it might come with a bit of [...]

Life Insurance – Money to help your family deal with your death

Thursday, October 25th, 2007

Earlier this week (Oct 22/2007) , I discussed the importance of making a will and how a life insurance broker can help you to figure out your estate and discuss the various ways of funding it. I mentioned that a life insurance representative could explain to you the role of the executor and since I [...]

Make a will now because you can’t make it when you’re dead…

Monday, October 22nd, 2007

Making a will is a very difficult thing to do because you have to pick apart your estate, come to grips with your mortality and face the fact that you aren’t going to live forever. I had a hard time with it because I had to figure out who was going to raise my son [...]

Critical Illness Insurance – If not for you, get it for your child

Friday, October 19th, 2007

WARNING: This article will discuss a subject that you may not feel comfortable reading. As a parent myself, it is very difficult to write. Reader Discretion is advised.

Reclaim 4 years of tax charged on your ATV Insurance

Wednesday, October 17th, 2007

After reading the most recent Registered Insurance Brokers of Ontario (RIBO) Bulletin, it was obvious that some ATV enthusiasts may be very pleased. My duty as a Blogging Insurance Broker is to inform and educate, so let me tell you about a little tidbit regarding ATV Insurance Premiums. Believe it or not, but [...]

Car Colour vs. Insurance Rates, Does it matter?

Tuesday, October 16th, 2007

I was reading an article in the Toronto Star Oct 15th regarding car colours. Apparently, Silver is still the number one colour for vehicles. The article cites various reasons people prefer Silver cars including how some equate silver to money, or how silver is a colour that doesn’t get as dirty. What [...]

Do-it-yourselfers take note, your home shop is hazardous

Thursday, October 11th, 2007

Being an aspiring Do-it yourselfer, I have started accumulating many tools – from a table saw to compound miter saw to multiple drills and router bits.  There is something uniquely Canadian about visiting Home Depot or Canadian Tire on the weekend and ogling that new Dremel or Powerwasher.  If you’re not careful, you could end [...]

CRASH! What do I do at the scene?

Tuesday, October 9th, 2007

Oh no – you got into a car accident – what do you do? If you were me at 18, you would step out of the car really shaken up and then sink on your knees on the grass and yell hysterically, “I actually wrecked the car! My dad is going to kill [...]

Yes, securing your home can discount your Premiums!

Friday, October 5th, 2007

Home alarm systems have come a long way over the years.  Insurance premium discounts aside, security systems provide a lot of peace of mind, with the ability to monitor a host of sophisticated conditions including intrusion, fire, gas leaks, carbon monoxide, flooding, and electrical irregularities.  It’s hard for me to tell you the value of [...]