Posted: January 10th, 2012, by Claudio
Have you heard of Credit scoring? Yes – awesome – what is your opinion? Feel free to share it below, i welcome a conversation about it. No? Well i think you should – because you may be in for a surprise.
According to Wikipedia, an insurance credit score is a numerical point system based on select credit report characteristics. Continue reading »
Filed under: auto insurance, Auto Trends, Emerging Risks, Insurance Terminology, Insurers and the Economy, Regulation | No Comments »
Posted: December 29th, 2011, by Claudio
Filed under: Uncategorized | No Comments »
Posted: November 3rd, 2011, by Claudio
if you think you have agents and sales people knocking on your door, you have to see what we get. One thing that i have learned about life in sales is that people genuinely are passionate about their product. That is a very good thing. You may not want their product or even feel that you have need of it. But sometimes it is really good to listen. Continue reading »
Filed under: Critical Illness Insurance, Education, Financial Planning | No Comments »
Posted: April 22nd, 2011, by Claudio
in life, we are bombarded by advertisements and requests to insure this and that. one of the most advertised products is life insurance. Whether it appears as accidental death coverage, credit protection coverage or even mortgage insurance – the one product remains: it is coverage that pays someone something when you die. Continue reading »
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Posted: February 28th, 2011, by Claudio
Many business owners large and small are advised at some point to purchase a form of business interruption insurance and while mostly a good idea, it is important to realize what the different forms are covering your business for and to ensure that you are paying for the proper coverage suited to your business.
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Filed under: Business Risk, Emerging Risks, Insurance Terminology | No Comments »
Posted: January 24th, 2011, by Claudio
I am just reading an article in a broker’s magazine by a good guy named John K. (privacy reasons), he may be no Dougie Gilmour, but he is a good guy nonetheless! (i love Grapes!) The article talks to brokerage owners about business continuity planning after reflecting on the earthquake that hit Central and Eastern Ontario last year. Now if you are reading this article and have read others here, you may see a pattern of me taking ideas and demonstrating how they are relevant to everyday businesses and people. So, when it comes to Business Continuity Planning or even Personal Disaster planning for your family, i believe i can serve best here by giving you some things to consider and to offer you my assistance professionally should you need…
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Filed under: business insurance, Business Risk, Catastrophes, disability insurance, Emerging Risks, Financial Planning, Home Owners, Life Insurance Planning, Uniquely Canadian | No Comments »
Posted: December 29th, 2010, by Claudio
In the spirit of the holiday season and looking forward to a new year (because I really need to look up right now in lieu of down), I thought it would be great to focus an article on something new … New Drivers! I remember “back in the day” when I obtained my learner’s permit and driver’s licence a few months apart (and I probably could have done it sooner if I had booked it earlier!). Today, our new drivers in Ontario must pass through a graduated driving program and even though they are being taught allot, there is still much information that isn’t passed along. This article will focus on myths that people have passed around to strike fear into the hearts of all new drivers : ) …
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Filed under: auto insurance, Auto Trends, Insurance Shopping, Insurance Terminology, Insurers and the Economy, Uniquely Canadian | No Comments »
Posted: November 29th, 2010, by Claudio
So my recovery from the car accident on April 11,2010 continues and as I follow the instructions of all the professionals around me, i find myself struggling to keep up with even the most menial tasks… what is wrong with me… why do I feel as if there is a fog over my head that won’t even let me think….
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Filed under: Accident benefits and Injury, Health & Safety, Market Conditions, Uncategorized, Uniquely Canadian | 2 Comments »
Posted: October 28th, 2010, by Claudio
Use of hand-held devices while driving is illegal in Ontario (in fact it comes with a hefty fine and to add insult to injury, we still even see police officers, driving and talking on their blackberrys and iphone).
This includes talking on hand-held cell phones, texting, e-mailing and using hand-held electronic entertainment devices such as iPods and PlayStation Portables. A factor in up to 80% of vehicle collisions in North America, it’s important to obey the law! We are in an age where insurance premiums are rising and getting into an accident because you are distracted is not fair to anyone – especially the people you hit.
Tags: auto insurance, auto insurance rates, business auto insurance, business insurance, Emerging Risks.
Filed under: Uncategorized | No Comments »
Posted: September 15th, 2010, by Claudio
As Canadians recover from the recession, travel and consumer confidence is on the rise. According to Statistics Canada, “Canadian travel to the United States and overseas countries rose 3.6% in March from the previous month.” In fact, 4.4 million outbound trips were taken by Canadians in March. Of those trips, 3.7 million were to the US, an increase from February. The largest increase was in overnight car trips, up 1.5%. As for overseas travel, Canadians took 690,000 trips in March, up 1.8% from February.
Filed under: Accident benefits and Injury, Education, Emerging Risks, Health & Safety, Recreation, Uniquely Canadian | No Comments »