Great little video about the basics of Home insurance
In my business, I run across professional liability insurance daily and one of the most common comments i get is from IT industry personnel who are forced to obtain much needed errors and omissions coverage contractually is, “i have been doing this for “x” years and I’ve never had any issues or been asked for …View full post
In my business, I run across professional liability insurance daily and one of the most common comments i get is from IT industry personnel who are forced to obtain much needed errors and omissions coverage contractually is, “i have been doing this for “x” years and I’ve never had any issues or been asked for this.
In it’s quarterly news blast, Encon Insurance, a leading professional liability provider in Ontario gave some really great claims examples which I list here:
With all the talk of Telematics in the Auto insurance world, Kanetix.ca has released an amazing application:
Kanetix has a FREE app to determine whether or not an individual driver would benefit from telematics.
DriveSmart automatically records any motor-vehicle trip you take and will grade your driving on the most important components that will be looked at in usage-based insurance program.
The app is always on, so there’s no need to start and stop it. Just keep your phone in your pocket or your bag.
DriveSmart automatically records any motor-vehicle trips you take. You can view the distance, duration, and score for each trip. Drivers with an average score over 70 are considered safer drivers, and will likely benefit from a usage-based insurance program.
A progression graph that shows how your scores have changed.
Customizable time frames to view your scores, distance driven, average speed, and more.
Badges that are earned for good driving techniques.
The app consumes battery power, so nightly charging is recommended. With typical phone use, a smartphone running DriveSmart should have enough battery power to last all day.
No company, big or small, is immune to a data breach. Many small employers falsely believe they can elude the
attention of a hacker, yet studies have shown the opposite is true. According to the Symantec SMB Threat
Awareness Poll Global Results, 40 per cent of the data breaches in 2011 were at small to mid-sized companies.
Professional Liability. Errors and Omissions, Malpractice – All common names for a very specific type of coverage: These are policies that people with specialized knowledge have to and should obtain when interacting with the general public because they are being sought out for that knowledge.
Whilst putting together some information for a client of mine, i came across some very interesting points about this coverage from one of the companies i work with: Trisura Guarantee Company :